The Sukhothai Bangkok Hotel


Known for its bustling streets and wealth of cultural attractions, Bangkok has long been a favourite for visitors to Southeast Asia. In a city that can be as exhausting as it is entertaining, the Sukhothai Bangkok Hotel is the perfect antidote to urban fatigue.
The hotel's central location on Embassy Row makes it an ideal hotel from which to visit the city's temples, markets, museums and shopping venues. Commuting has never been easier with the sky-train and subway stations just a short walk away.
The hotel's classical interiors are a veritable museum, showcasing 750 years of Thai artwork and ancient stone carvings. Large windows allow abundant light to stream in, giving the hotel an air of palatial elegance. Spacious rooms look out to the courtyard garden or one of the hotel's numerous water features, creating a sense of serenity amid the busy capital. Rich, coloured silks adorn the walls, while the bathrooms with huge tubs and designer toiletries are lavish beyond compare.
Those visiting on business will find everything they need to continue working after-hours. Rooms are outfitted with a personal fax machine, high-speed wireless internet access and a comfortable work area. The business centre, on the other hand, offers all manner of support services, including secretarial services, laptop and mobile phone rental to ensure maximum productivity on the go.
Hopefully, even those on a tight schedule will find the time to unwind and relax at the hotel's world-class amenities. Set amid the hotel gardens, the infinity pool is bound to prove alluring after a steamy day in the city streets. An energetic workout at the state-of-the-art gym or the tennis courts will shake off the stresses of a heavy workload. For the ultimate indulgence, a visit to the "Spa Botanica" is a must. Here, highly trained staff offers a tantalising range of beauty and body treatments, Thai massage and aroma therapy to ease away tensions and restore one's well-being.

The hotel's reputation for outstanding service extends to its three dining establishments. The signature Celadon Thai restaurant is a favourite among both locals and expatriates alike. Serving delectable Thai classics in an idyllic lily pond setting, it is no wonder that the restaurant was named 'Best Restaurant in Bangkok' by the "Conde Nast Traveller" in 2006. The "La Scala" restaurant provides a dazzling setting for guests to enjoy mouth-watering Italian cuisine, while the Colonnade is famed for its delicious Sunday brunch.
Be it for its impeccable service, fine restaurants or excellent location, discerning guests will always find a reason to stay at the Sukhothai Bangkok Hotel.

Article Source: http://EzineArticles.com/5935872

Known for its bustling streets and wealth of cultural attractions, Bangkok has long been a favourite for visitors to Southeast Asia. In a city that can be as exhausting as it is entertaining, the Sukhothai Bangkok Hotel is the perfect antidote to urban fatigue.
The hotel's central location on Embassy Row makes it an ideal hotel from which to visit the city's temples, markets, museums and shopping venues. Commuting has never been easier with the sky-train and subway stations just a short walk away.
The hotel's classical interiors are a veritable museum, showcasing 750 years of Thai artwork and ancient stone carvings. Large windows allow abundant light to stream in, giving the hotel an air of palatial elegance. Spacious rooms look out to the courtyard garden or one of the hotel's numerous water features, creating a sense of serenity amid the busy capital. Rich, coloured silks adorn the walls, while the bathrooms with huge tubs and designer toiletries are lavish beyond compare.
Those visiting on business will find everything they need to continue working after-hours. Rooms are outfitted with a personal fax machine, high-speed wireless internet access and a comfortable work area. The business centre, on the other hand, offers all manner of support services, including secretarial services, laptop and mobile phone rental to ensure maximum productivity on the go.
Hopefully, even those on a tight schedule will find the time to unwind and relax at the hotel's world-class amenities. Set amid the hotel gardens, the infinity pool is bound to prove alluring after a steamy day in the city streets. An energetic workout at the state-of-the-art gym or the tennis courts will shake off the stresses of a heavy workload. For the ultimate indulgence, a visit to the "Spa Botanica" is a must. Here, highly trained staff offers a tantalising range of beauty and body treatments, Thai massage and aroma therapy to ease away tensions and restore one's well-being.

The hotel's reputation for outstanding service extends to its three dining establishments. The signature Celadon Thai restaurant is a favourite among both locals and expatriates alike. Serving delectable Thai classics in an idyllic lily pond setting, it is no wonder that the restaurant was named 'Best Restaurant in Bangkok' by the "Conde Nast Traveller" in 2006. The "La Scala" restaurant provides a dazzling setting for guests to enjoy mouth-watering Italian cuisine, while the Colonnade is famed for its delicious Sunday brunch.
Be it for its impeccable service, fine restaurants or excellent location, discerning guests will always find a reason to stay at the Sukhothai Bangkok Hotel.

Article Source: http://EzineArticles.com/5935872

Guide to Las Vegas Hotel Deals



While there is no dearth of upscale hotels in Las Vegas, not everybody can afford the Palazzo Resort Hotel Las Vegas or the Wynn Hotel Las Vegas. After all, you will need to conserve some money for the roulette tables. Although people are looking for inexpensive hotel rooms, most would not want to stay in cheap establishments. As a matter of fact, people are primarily interested in good deals on rooms in decent hotels. If you also want to save on accommodation on your next trip to Las Vegas, here is a secret for you that will work wonders. Who knows, you might even be able to save enough to take a second trip in the near future.
To begin with, it is imperative to clarify that while the super secret mentioned in this article works for gamblers as well as non gamblers, it may not be suitable for people who are totally averse to the idea of gambling. Well you may actually be in the wrong city, if you are completely against gambling. In this article we will talk about techniques that will help you to save a lot of money on every luxury that you intend to indulge from your room to food and from entertainment to travel.
You do not have to go to the bottom of the barrel when choosing a Las Vegas hotel. As a matter of fact, the larger hotels are the most generous of the lot since they have their reputation. Now, one of the best parts of being in Vegas is that the city is a veritable paradise for travelers with the sheer number of hospitality establishment. This also means that competition is cut throat. These businesses are willing to go the extra mile to ensure that they not only get your business this time but also they please you enough to make you come back for more. In other words, they do not mind spending some of their profits to keep you happy.
Visit the casino of the hotel and signing up for a Players Club Card. It is free but it gives the casino vital information about the games you play and for how long. This simply helps them to determine how much money you are likely to lose and they are willing to spend a part of it to keep you satisfied. The expected losses differ from one game to another. For instance, if you are playing blackjack and the house has a 5% advantage, the casino has made a rough guess that you will end up losing $50 when playing with $1000 for every block of time. This means that the casino will be happy to offer you discounts and goodies valued at 20 to 40 percent of your losses. You need to understand that the expected losses are an anticipated figure and you may not lose at all.


Another trick is to charge everything to your room. This includes entertainment, transportation, and so on. Once again, if you show the hotel that you are a paying customer, they will want you back. Feel free to talk to the manager or host/hostess about deals and comps; do not be shy when inquiring about comps that involve free hotel rooms and deep discounts. Most of these managers will be more than willing to help out a client who does not mind loosening his or her purse strings.
Finally, take some time out to sign up for the newsletters of various Vegas hotels. They offer some fantastic deals to attract business. While you may not get the hefty discounts that you can expect with the above technique, you will certainly manage to save a few bucks with the promotional offers.
Visit our website for more information on Las Vegas Hotel ratings, reviews, amenities, photos, maps, availability, check-in time, check-out time, frequently ask questions, rates, address, attractions, shows, and more. The top commentator will be rewarded with follow inbound links. The comment must be insightful and helpful.

Article Source: http://EzineArticles.com/5972073


While there is no dearth of upscale hotels in Las Vegas, not everybody can afford the Palazzo Resort Hotel Las Vegas or the Wynn Hotel Las Vegas. After all, you will need to conserve some money for the roulette tables. Although people are looking for inexpensive hotel rooms, most would not want to stay in cheap establishments. As a matter of fact, people are primarily interested in good deals on rooms in decent hotels. If you also want to save on accommodation on your next trip to Las Vegas, here is a secret for you that will work wonders. Who knows, you might even be able to save enough to take a second trip in the near future.
To begin with, it is imperative to clarify that while the super secret mentioned in this article works for gamblers as well as non gamblers, it may not be suitable for people who are totally averse to the idea of gambling. Well you may actually be in the wrong city, if you are completely against gambling. In this article we will talk about techniques that will help you to save a lot of money on every luxury that you intend to indulge from your room to food and from entertainment to travel.
You do not have to go to the bottom of the barrel when choosing a Las Vegas hotel. As a matter of fact, the larger hotels are the most generous of the lot since they have their reputation. Now, one of the best parts of being in Vegas is that the city is a veritable paradise for travelers with the sheer number of hospitality establishment. This also means that competition is cut throat. These businesses are willing to go the extra mile to ensure that they not only get your business this time but also they please you enough to make you come back for more. In other words, they do not mind spending some of their profits to keep you happy.
Visit the casino of the hotel and signing up for a Players Club Card. It is free but it gives the casino vital information about the games you play and for how long. This simply helps them to determine how much money you are likely to lose and they are willing to spend a part of it to keep you satisfied. The expected losses differ from one game to another. For instance, if you are playing blackjack and the house has a 5% advantage, the casino has made a rough guess that you will end up losing $50 when playing with $1000 for every block of time. This means that the casino will be happy to offer you discounts and goodies valued at 20 to 40 percent of your losses. You need to understand that the expected losses are an anticipated figure and you may not lose at all.


Another trick is to charge everything to your room. This includes entertainment, transportation, and so on. Once again, if you show the hotel that you are a paying customer, they will want you back. Feel free to talk to the manager or host/hostess about deals and comps; do not be shy when inquiring about comps that involve free hotel rooms and deep discounts. Most of these managers will be more than willing to help out a client who does not mind loosening his or her purse strings.
Finally, take some time out to sign up for the newsletters of various Vegas hotels. They offer some fantastic deals to attract business. While you may not get the hefty discounts that you can expect with the above technique, you will certainly manage to save a few bucks with the promotional offers.
Visit our website for more information on Las Vegas Hotel ratings, reviews, amenities, photos, maps, availability, check-in time, check-out time, frequently ask questions, rates, address, attractions, shows, and more. The top commentator will be rewarded with follow inbound links. The comment must be insightful and helpful.

Article Source: http://EzineArticles.com/5972073

A Weekend in a Kortrijk Hotel - What to See


Kortrijk is a very attractive city in Belgium, popular with visitors looking for a weekend getaway. If you book yourself a Kortrijk hotel and arrive in the city with an open mind, you will have lots of options for things to see and do - especially if you are a history fan.
In just one weekend you'll get plenty of time to eat out at some great restaurants and stroll around the city to take in the ambience, but you should also spend a bit of time visiting a few of the following attractions which are some of the best that Kortrijk has to offer.
Museums
There are lots of interesting museums to visit in Kortrijk. The most fascinating if you are visiting as a family is 'Kortrijk 1302: Seven Centuries in One Day', which is great for kids because there are so many interactive things to see and do. It is the newest museum in the city and very handy to your central Kortrijk hotel; so put on your walking shoes and come and find out all about the Battle of the Golden Spurs through exhibits, an auditorium and numerous artefacts.
The National Flax Museum is also a great place to pay a visit and presents the history of one of the most important industries of the city: cloth making. Located in the Beeuwsaerthoeve building, you will be able to find out all about the flax production process and why flax was so important here historically.


Landmarks
The Gravenkapel, or 'Chapel of the Counts', is attached to the Church of Notre Dame and is another handy site within easy access of your Kortrijk hotel room. It dates back to 1374 and is an extremely elegant building, especially on the inside. It has a number of interesting features, one of which is that it contains paintings of all the Counts of Flanders on its walls. It also contains a painting by Anthony Van Dyck, called 'Elevation of the Cross', and a statue of St Catherine which shows her clasping a wheel in one hand and a sword in the other.
The Broeltorens are two impressive towers that look similar but were actually built at separate times. They are the last part of the city wall that remains and should definitely be on your weekend itinerary. You should also check out the Groeninge Monument which commemorates the 600th anniversary of the Battle of the Golden Spurs, which occurred in 1302.
Further Afield
If you fancy an afternoon out of the city, then leave your Kortrijk hotel behind and head to Ypres, which is not too far away. Here you can learn more about the history, and sometimes horrors, of World War I, and there are many cemeteries for the fallen, including the British one at Tyne Cot.
Explore Kortrijk and its Surroundings
When you stay in a Kortrijk hotel you'll be able to experience all of these attractions, and more, very easily. It is a fascinating place, both culturally and historically, and you can easily spend a few days exploring the city and surrounding areas. The only question is - is a weekend really enough?

Article Source: http://EzineArticles.com/6189901

Kortrijk is a very attractive city in Belgium, popular with visitors looking for a weekend getaway. If you book yourself a Kortrijk hotel and arrive in the city with an open mind, you will have lots of options for things to see and do - especially if you are a history fan.
In just one weekend you'll get plenty of time to eat out at some great restaurants and stroll around the city to take in the ambience, but you should also spend a bit of time visiting a few of the following attractions which are some of the best that Kortrijk has to offer.
Museums
There are lots of interesting museums to visit in Kortrijk. The most fascinating if you are visiting as a family is 'Kortrijk 1302: Seven Centuries in One Day', which is great for kids because there are so many interactive things to see and do. It is the newest museum in the city and very handy to your central Kortrijk hotel; so put on your walking shoes and come and find out all about the Battle of the Golden Spurs through exhibits, an auditorium and numerous artefacts.
The National Flax Museum is also a great place to pay a visit and presents the history of one of the most important industries of the city: cloth making. Located in the Beeuwsaerthoeve building, you will be able to find out all about the flax production process and why flax was so important here historically.


Landmarks
The Gravenkapel, or 'Chapel of the Counts', is attached to the Church of Notre Dame and is another handy site within easy access of your Kortrijk hotel room. It dates back to 1374 and is an extremely elegant building, especially on the inside. It has a number of interesting features, one of which is that it contains paintings of all the Counts of Flanders on its walls. It also contains a painting by Anthony Van Dyck, called 'Elevation of the Cross', and a statue of St Catherine which shows her clasping a wheel in one hand and a sword in the other.
The Broeltorens are two impressive towers that look similar but were actually built at separate times. They are the last part of the city wall that remains and should definitely be on your weekend itinerary. You should also check out the Groeninge Monument which commemorates the 600th anniversary of the Battle of the Golden Spurs, which occurred in 1302.
Further Afield
If you fancy an afternoon out of the city, then leave your Kortrijk hotel behind and head to Ypres, which is not too far away. Here you can learn more about the history, and sometimes horrors, of World War I, and there are many cemeteries for the fallen, including the British one at Tyne Cot.
Explore Kortrijk and its Surroundings
When you stay in a Kortrijk hotel you'll be able to experience all of these attractions, and more, very easily. It is a fascinating place, both culturally and historically, and you can easily spend a few days exploring the city and surrounding areas. The only question is - is a weekend really enough?

Article Source: http://EzineArticles.com/6189901

Do I Need Cruise Travel Insurance?


The planning of a cruise of a lifetime is nearly done and now you pray that nothing happens to get that holiday off track.
You've undoubtedly invested a lot of money in not just the cruise itself but all of the activities and arrangements before, during, and after the voyage. Life is unpredictable and any number of things could go wrong. The best way to protect your investment and your property when you travel is cruise insurance.
This type of insurance can cover the cost of your trip and belongings when and if things happen like:
· A personal illness that may prevent your from going
· A travelling companion cancels
· Flights are delayed
· Your luggage is lost
· Your Caribbean cruise gets sidetracked by weather when traveling during hurricane season
If you book far in advance, the cruise line could even go out of business before you have a chance to sail. Any number of unusual and unexpected things can happen.
Insuring a cruise can help you recover from a myriad of different situations. Some of the things it covers include:
· Cancelling a trip - If something forces you to cancel a short time before your cruise, without insurance you will probably have to pay a huge penalty. The insurance ensures that you get the full value of the cruise refunded from the insurance company.

Delays - If you miss your flight to the cruise port for any reason, cruise insurance covers delays and missed connections.· Baggage - If your baggage is permanently lost, the insurance will cover the loss. Or if your baggage does not get to the ship before departure, certain policies make sure your baggage gets to the next port.
· Cruise interruption - If mechanical or other problems interrupt the voyage mid-cruise, insurance will cover any expenses that the cruise line does not.
· Medical expenses - If you have an accident while on a shore excursion, this type of travel insurance will quickly reimburse you for any medical bills you must pay upfront.
Cruise insurance is more comprehensive if everyone in your traveling group purchases an insurance policy. Each policy only protects the policyholder. However, children under 17 are covered with no extra charge if travelling with an adult with a policy. One of the best things about insurance for your cruise is that if you or anyone in your family gets sick making it necessary to cancel the cruise, the policy will reimburse you.
To give yourself peace of mind between the time that you book your cruise and actually set sail, cruise travel insurance is the perfect purchase. Not many people can afford to lose the kind of money that is invested in a cruise.

Article Source: http://EzineArticles.com/6520784

The planning of a cruise of a lifetime is nearly done and now you pray that nothing happens to get that holiday off track.
You've undoubtedly invested a lot of money in not just the cruise itself but all of the activities and arrangements before, during, and after the voyage. Life is unpredictable and any number of things could go wrong. The best way to protect your investment and your property when you travel is cruise insurance.
This type of insurance can cover the cost of your trip and belongings when and if things happen like:
· A personal illness that may prevent your from going
· A travelling companion cancels
· Flights are delayed
· Your luggage is lost
· Your Caribbean cruise gets sidetracked by weather when traveling during hurricane season
If you book far in advance, the cruise line could even go out of business before you have a chance to sail. Any number of unusual and unexpected things can happen.
Insuring a cruise can help you recover from a myriad of different situations. Some of the things it covers include:
· Cancelling a trip - If something forces you to cancel a short time before your cruise, without insurance you will probably have to pay a huge penalty. The insurance ensures that you get the full value of the cruise refunded from the insurance company.

Delays - If you miss your flight to the cruise port for any reason, cruise insurance covers delays and missed connections.· Baggage - If your baggage is permanently lost, the insurance will cover the loss. Or if your baggage does not get to the ship before departure, certain policies make sure your baggage gets to the next port.
· Cruise interruption - If mechanical or other problems interrupt the voyage mid-cruise, insurance will cover any expenses that the cruise line does not.
· Medical expenses - If you have an accident while on a shore excursion, this type of travel insurance will quickly reimburse you for any medical bills you must pay upfront.
Cruise insurance is more comprehensive if everyone in your traveling group purchases an insurance policy. Each policy only protects the policyholder. However, children under 17 are covered with no extra charge if travelling with an adult with a policy. One of the best things about insurance for your cruise is that if you or anyone in your family gets sick making it necessary to cancel the cruise, the policy will reimburse you.
To give yourself peace of mind between the time that you book your cruise and actually set sail, cruise travel insurance is the perfect purchase. Not many people can afford to lose the kind of money that is invested in a cruise.

Article Source: http://EzineArticles.com/6520784

Ways To Save On Life Insurance Policies


Many customers looking to purchase a life insurance policy, want a plan that gives adequate coverage without overpaying. Policies premiums are based on historical data that actuaries determine by solving complex algorithms. The base premium numbers are determined by risk categories which includes the applicants current health, medical history, habits, age, hobbies, credit score, driving record, etc. Policy premiums will still vary with applicants that are placed in the same group. Some common ways to save on life insurance are as follows:
  • Don't smoke - When insurance companies determine their risks for life insurance applicants, the first class they determine is if the applicant smoked. Obviously there has been quite a few cases where people have smoked a pack a day and lived past age 100. That sample size is so small that it doesn't effect the entire population that actuaries deal with. Underwriters will want to know if you smoke or have smoked at some point in your life. This one habit alone, can increase or decrease the applicants premium by a large number.
  • Purchase a plan that fits your coverage needs - Some customers purchase cheap policies, but then end up regretting it down the road. Sure, many policies are convertible, but may incur fees or additional charges if the plan is converted. Purchase the correct life insurance policy the first time around. This is done by talking to a good insurance agent and asking the right questions. The agent will determine what is needed for your financial situation and help you understand what type of life insurance policy fits you best. There are many different products ranging from term to permanent insurance. Common coverage for life policies are recommended to 5-10 times your annual income.
  • Save in the long run by purchasing early - More often than not, people wait till later in life to purchase life insurance. If you have the funding and ability to pay a life insurance premium, purchase it when your younger. Locking in rates at an early age will save you money in the life of your policy.
  • Pay premiums annually and automatic bill pay - After applying and getting accepted for a life insurance policy, there are options on paying for your coverage. Payment options vary slightly with each insurance company, but most insurance companies will offer a discount if installments are paid annually. This saves the insurance company money by investing the money as the receive it, rather than waiting for smaller payments to come in monthly. Insurance companies make a healthy profit on interest rates and will pass the savings on to the consumer if it's paid entirely up front. More insurance companies now are offering automated bill payment, which may offer around a 1% discount.


  • Look into coverage "bands" - Every insurance company offers different prices for different amounts of coverage. "Bands" of insurance are policies priced according to coverage. Sometimes, an insurance company may offer a lower rate for a certain amount of coverage. Depending upon the amount of coverage you need, it may be cheaper or worthwhile getting more coverage.
  • Shop around - Inquiring with multiple insurance companies will always give you different prices. Each insurance company offer different policies, coverage amounts, discounts, etc. As with any major purchase in your life, it is wise to search for the best life insurance product. Always get multiple quotes and make sure you fully understand the policy that you need.
  • Stay healthy - Many applicants who end up paying higher premiums for life insurance are either smokers, chew tobacco, are overweight, have high blood pressure, etc. Maintaining a healthy lifestyle will lower premium rates. Never lie on an application and state that you don't smoke, when it isn't the truth. It is illegal to lie on a life insurance application, as if you make the misrepresentation, the contract will be voided. Fix your current state of health before applying or if you already have a policy, quit the bad habits, get healthy and have the insurance company reevaluate you when your health improves.
Although, life insurance policies can be confusing at times to the average consumer, there are many steps you can take to save money before and after buying a life insurance policy. Staying healthy and making good decisions in everyday activities will give you a good rate on your premiums. When making a major purchase in your life, make sure you understand the product that you are agreeing to terms with. An insurance agent will be able to fully describe the details of what a policy entails. Knowledge of major financial decisions in life can save you a lot of money throughout your life time.

Article Source: http://EzineArticles.com/6538767

    Many customers looking to purchase a life insurance policy, want a plan that gives adequate coverage without overpaying. Policies premiums are based on historical data that actuaries determine by solving complex algorithms. The base premium numbers are determined by risk categories which includes the applicants current health, medical history, habits, age, hobbies, credit score, driving record, etc. Policy premiums will still vary with applicants that are placed in the same group. Some common ways to save on life insurance are as follows:
    • Don't smoke - When insurance companies determine their risks for life insurance applicants, the first class they determine is if the applicant smoked. Obviously there has been quite a few cases where people have smoked a pack a day and lived past age 100. That sample size is so small that it doesn't effect the entire population that actuaries deal with. Underwriters will want to know if you smoke or have smoked at some point in your life. This one habit alone, can increase or decrease the applicants premium by a large number.
    • Purchase a plan that fits your coverage needs - Some customers purchase cheap policies, but then end up regretting it down the road. Sure, many policies are convertible, but may incur fees or additional charges if the plan is converted. Purchase the correct life insurance policy the first time around. This is done by talking to a good insurance agent and asking the right questions. The agent will determine what is needed for your financial situation and help you understand what type of life insurance policy fits you best. There are many different products ranging from term to permanent insurance. Common coverage for life policies are recommended to 5-10 times your annual income.
    • Save in the long run by purchasing early - More often than not, people wait till later in life to purchase life insurance. If you have the funding and ability to pay a life insurance premium, purchase it when your younger. Locking in rates at an early age will save you money in the life of your policy.
    • Pay premiums annually and automatic bill pay - After applying and getting accepted for a life insurance policy, there are options on paying for your coverage. Payment options vary slightly with each insurance company, but most insurance companies will offer a discount if installments are paid annually. This saves the insurance company money by investing the money as the receive it, rather than waiting for smaller payments to come in monthly. Insurance companies make a healthy profit on interest rates and will pass the savings on to the consumer if it's paid entirely up front. More insurance companies now are offering automated bill payment, which may offer around a 1% discount.


    • Look into coverage "bands" - Every insurance company offers different prices for different amounts of coverage. "Bands" of insurance are policies priced according to coverage. Sometimes, an insurance company may offer a lower rate for a certain amount of coverage. Depending upon the amount of coverage you need, it may be cheaper or worthwhile getting more coverage.
    • Shop around - Inquiring with multiple insurance companies will always give you different prices. Each insurance company offer different policies, coverage amounts, discounts, etc. As with any major purchase in your life, it is wise to search for the best life insurance product. Always get multiple quotes and make sure you fully understand the policy that you need.
    • Stay healthy - Many applicants who end up paying higher premiums for life insurance are either smokers, chew tobacco, are overweight, have high blood pressure, etc. Maintaining a healthy lifestyle will lower premium rates. Never lie on an application and state that you don't smoke, when it isn't the truth. It is illegal to lie on a life insurance application, as if you make the misrepresentation, the contract will be voided. Fix your current state of health before applying or if you already have a policy, quit the bad habits, get healthy and have the insurance company reevaluate you when your health improves.
    Although, life insurance policies can be confusing at times to the average consumer, there are many steps you can take to save money before and after buying a life insurance policy. Staying healthy and making good decisions in everyday activities will give you a good rate on your premiums. When making a major purchase in your life, make sure you understand the product that you are agreeing to terms with. An insurance agent will be able to fully describe the details of what a policy entails. Knowledge of major financial decisions in life can save you a lot of money throughout your life time.

    Article Source: http://EzineArticles.com/6538767

      How To Save Money On Car Insurance For Young Drivers


      Car insurance for young drivers can be very expensive. Young drivers just earning their driving privilege do not have a driving record on which the rates can be based and often pay the highest cost for their coverage. There are some tricks that help these newly licensed teens to get the best available rates.
      Car Insurance For Young Drivers Cheaper When Added To Mom Or Dad's Policy
      Many companies allow parents to add their teen to the policy. This is one way to save a considerable amount of money, especially if the parent has a good driving record. Parents should call their company and ask for a rate quote to add the teen.
      Good Grades Save On The Cost Of Car Insurance For Young Drivers
      Drivers that are still in school can often qualify for up to a ten percent discount just by maintaining good grades. Students must generally keep the GPA above a "B" average to qualify for the discount, but it can save up to 20 percent on the policy.
      Get Quotes To Find The Best Rates On Car Insurance For Young Drivers
      As with any other coverage, rate quotes offer the best way to discover the lowest cost for coverage. Most companies offer rate quotes at no cost. Quotes can be requested and received using the internet for convenience.


      Driver's Education Can Save You Money.
      Although is not found in as many schools as it once was, driver training can lower the number of accidents younger drivers have. As a result, many insurance companies offer a discount to drivers under the age of 25 who have completed a driver training class. If your school does not offer the class, consider paying for a private driver training school. Just do a quick search in the yellow pages or online if it is offered in your city.
      A Good Driving Record Is Required For You To Get The Lowest Cost
      Under 25 year old drivers that keep their driving record clean of accidents and moving violations will pay less for insurance than those that have multiple tickets or accidents. While accidents do happen, teens should take to heart the lessons learned through driver training classes.
      In the first few years of driving, the new driver often pays the highest rates for insurance. It is possible to take steps to avoid paying too much for insurance. The best advice for those shopping for car insurance for young drivers is to shop around and keep the driving record clean.

      Article Source: http://EzineArticles.com/6516888

      Car insurance for young drivers can be very expensive. Young drivers just earning their driving privilege do not have a driving record on which the rates can be based and often pay the highest cost for their coverage. There are some tricks that help these newly licensed teens to get the best available rates.
      Car Insurance For Young Drivers Cheaper When Added To Mom Or Dad's Policy
      Many companies allow parents to add their teen to the policy. This is one way to save a considerable amount of money, especially if the parent has a good driving record. Parents should call their company and ask for a rate quote to add the teen.
      Good Grades Save On The Cost Of Car Insurance For Young Drivers
      Drivers that are still in school can often qualify for up to a ten percent discount just by maintaining good grades. Students must generally keep the GPA above a "B" average to qualify for the discount, but it can save up to 20 percent on the policy.
      Get Quotes To Find The Best Rates On Car Insurance For Young Drivers
      As with any other coverage, rate quotes offer the best way to discover the lowest cost for coverage. Most companies offer rate quotes at no cost. Quotes can be requested and received using the internet for convenience.


      Driver's Education Can Save You Money.
      Although is not found in as many schools as it once was, driver training can lower the number of accidents younger drivers have. As a result, many insurance companies offer a discount to drivers under the age of 25 who have completed a driver training class. If your school does not offer the class, consider paying for a private driver training school. Just do a quick search in the yellow pages or online if it is offered in your city.
      A Good Driving Record Is Required For You To Get The Lowest Cost
      Under 25 year old drivers that keep their driving record clean of accidents and moving violations will pay less for insurance than those that have multiple tickets or accidents. While accidents do happen, teens should take to heart the lessons learned through driver training classes.
      In the first few years of driving, the new driver often pays the highest rates for insurance. It is possible to take steps to avoid paying too much for insurance. The best advice for those shopping for car insurance for young drivers is to shop around and keep the driving record clean.

      Article Source: http://EzineArticles.com/6516888

      Entry Level Jobs in Hotel Sales Are Lucrative and Offer Rapid Advancement Opportunities



      If you are looking for a job you may want to consider a sales manager job in the hospitality industry. Many people consider hotel sales one of the best jobs out there. What's interesting is that not many people know these jobs exist.
      The hotel business offers great surroundings to work in and around. They often offer free meals to employees, you have the opportunity to entertain customers at the hotel restaurant and lounge, and many hotels will ask you to entertain clients at fun events like basketball games or at the golf course. Rapid advancement is available. Many sales positions advance to Director of Sales and General Manager positions within 3-6 years.
      Hotels will hire entry level sales reps as long as you have a good understanding of the business. Hotels don't like to spend valuable time training candidates; therefore, it's a good idea to research the field and get a good understanding of the business before you interview. Don't go to an interview and expect your previous sales experience in another field to carry you through the interview. It won't work.
      It's also not necessary to have previous sales experience, but if you have some, this will be an advantage for you. Be sure and make your resume sales oriented and place any hotel certificate programs you have at the top of your resume so they do not get overlooked.



      Entry level sales positions are landed by those people that have a passion for sales, enjoy inside sales as well as outside sales careers, and understand the hotel business. At the interview, be sure and demonstrate your knowledge of the hotel sales manager position you are applying for. Demonstrate that you understand how to land group corporate accounts, SMERF business, IBT markets, demand generators, sales blitzes, and so on. Do your homework!
      Sales Associate jobs can be found at hcareers.com indeed.com and hospitalityonline.com. Be sure and search for hotel sales positions, or hotel sales manager positions. Job opportunities are still good in the hotel sales and catering business. During these tough economic times, hotels offer inside sales jobs as well as outside sales careers.
      Some resources explaining what a sales manager does can be found at ahla.com and ecornell.com. Free insights on what a sales manager does as well as complimentary courses are at aprinda.com
      Independent hotel sales consultant and recruiter. Previously employed with Marriott, Hilton, Wyndham, and other hotel chains as a Director of Sales and Marketing.

      Article Source: http://EzineArticles.com/3511472


      If you are looking for a job you may want to consider a sales manager job in the hospitality industry. Many people consider hotel sales one of the best jobs out there. What's interesting is that not many people know these jobs exist.
      The hotel business offers great surroundings to work in and around. They often offer free meals to employees, you have the opportunity to entertain customers at the hotel restaurant and lounge, and many hotels will ask you to entertain clients at fun events like basketball games or at the golf course. Rapid advancement is available. Many sales positions advance to Director of Sales and General Manager positions within 3-6 years.
      Hotels will hire entry level sales reps as long as you have a good understanding of the business. Hotels don't like to spend valuable time training candidates; therefore, it's a good idea to research the field and get a good understanding of the business before you interview. Don't go to an interview and expect your previous sales experience in another field to carry you through the interview. It won't work.
      It's also not necessary to have previous sales experience, but if you have some, this will be an advantage for you. Be sure and make your resume sales oriented and place any hotel certificate programs you have at the top of your resume so they do not get overlooked.



      Entry level sales positions are landed by those people that have a passion for sales, enjoy inside sales as well as outside sales careers, and understand the hotel business. At the interview, be sure and demonstrate your knowledge of the hotel sales manager position you are applying for. Demonstrate that you understand how to land group corporate accounts, SMERF business, IBT markets, demand generators, sales blitzes, and so on. Do your homework!
      Sales Associate jobs can be found at hcareers.com indeed.com and hospitalityonline.com. Be sure and search for hotel sales positions, or hotel sales manager positions. Job opportunities are still good in the hotel sales and catering business. During these tough economic times, hotels offer inside sales jobs as well as outside sales careers.
      Some resources explaining what a sales manager does can be found at ahla.com and ecornell.com. Free insights on what a sales manager does as well as complimentary courses are at aprinda.com
      Independent hotel sales consultant and recruiter. Previously employed with Marriott, Hilton, Wyndham, and other hotel chains as a Director of Sales and Marketing.

      Article Source: http://EzineArticles.com/3511472

      The Benefits Of Having A Hotel Wedding


      A wedding day is meant to be the most special day of a person's life, but it often tends to be one of the most stressful too. Preparations usually take months. Although a girl usually starts planning her wedding day when she is twelve years old, it is still difficult to settle on the right color for the dress and the type of flowers she wants. One thing that experts agree on, is that the function should take place at a hotel or similar venue. It is much easier and more convenient to have the wedding at a venue than at a home.
      Hosting the entire event at a single venue makes everything a lot easier. The main benefit is that you will not have to worry about and wait for people to arrive from another venue. Hosting the ceremony and the reception at a single venue also means that people will not get lost on their way to the reception.
      The option exists to have the wedding indoors or outdoors when it is hosted at a hotel. Alternatively, you can have the ceremony in the wedding room before moving to the garden for photos to be taken. Afterwards, the wedding party can move on to the dining room and to the dance floor easily.
      Couples can book rooms for the night before the big day. By doing this, they can wake up relaxed on their special day, not having to worry about rushing over to the venue. Attendants can meet them right in their room to help them get ready. In this way there is no rushing around on the day which can be quite stressful. Weddings can be stressful enough and it is wise to remove all the stress that you can.



      The same convenience applies to guests. Should they stay late and enjoy a few too many drinks, they do not have to worry about getting home. They can simply stay over at the venue too. Many weddings are really festive occasions and in this way guests are able to party the night away without having to hold back.
      Venues such as hotels that have a lot of experience in hosting weddings and they have connections with quality national and local companies in the industry. Capitalizing on this will make planning the wedding a lot easier for the couple. It will also make it easier for the guests from out of town to attend.

      Article Source: http://EzineArticles.com/6136031

      A wedding day is meant to be the most special day of a person's life, but it often tends to be one of the most stressful too. Preparations usually take months. Although a girl usually starts planning her wedding day when she is twelve years old, it is still difficult to settle on the right color for the dress and the type of flowers she wants. One thing that experts agree on, is that the function should take place at a hotel or similar venue. It is much easier and more convenient to have the wedding at a venue than at a home.
      Hosting the entire event at a single venue makes everything a lot easier. The main benefit is that you will not have to worry about and wait for people to arrive from another venue. Hosting the ceremony and the reception at a single venue also means that people will not get lost on their way to the reception.
      The option exists to have the wedding indoors or outdoors when it is hosted at a hotel. Alternatively, you can have the ceremony in the wedding room before moving to the garden for photos to be taken. Afterwards, the wedding party can move on to the dining room and to the dance floor easily.
      Couples can book rooms for the night before the big day. By doing this, they can wake up relaxed on their special day, not having to worry about rushing over to the venue. Attendants can meet them right in their room to help them get ready. In this way there is no rushing around on the day which can be quite stressful. Weddings can be stressful enough and it is wise to remove all the stress that you can.



      The same convenience applies to guests. Should they stay late and enjoy a few too many drinks, they do not have to worry about getting home. They can simply stay over at the venue too. Many weddings are really festive occasions and in this way guests are able to party the night away without having to hold back.
      Venues such as hotels that have a lot of experience in hosting weddings and they have connections with quality national and local companies in the industry. Capitalizing on this will make planning the wedding a lot easier for the couple. It will also make it easier for the guests from out of town to attend.

      Article Source: http://EzineArticles.com/6136031

      Four Ways To Improve Your Hotel Marketing


      Promoting your hotel, guest house or bed and breakfast is one of your biggest business expenses. So it makes sense to maximize the return on your investment while cutting your costs to a minimum.
      Here are four ways to improve the results of your marketing efforts that are quick and easy to put into place and don't cost a fortune.
      Automate Your Marketing
      Putting your hotel marketing on autopilot has a number of immediate benefits to your business. First, by using tools such as your website and autoresponders, you can free yourself from the routine time-sapping chores and focus on the more pressing tasks at hand.
      However, there is more to automation than using machines. Companies such as McDonalds have grown so rapidly because they have automated almost every aspect of their business, from cleaning through to the actual script spoken by their staff. This ensures a consistent experience for every customer and guarantees that nothing is ever missed out.
      Never Let A Guest Leave Empty Handed!
      It never ceases to amaze me just how many businesses let potential customers walk out the door empty handed. Happy guests are a lucrative source of referrals as they relate their experiences to friends, family, colleagues and virtually anyone else who will listen.
      Make it easy for your guests to promote your hotel by giving them a 'souvenir' such as a CDrom, videoCD or at the very least, a leaflet. Not your average corporate promotions, focus on your customers needs and they will be sure to pass it on.
      What would it cost your business to grab a camcorder, shoot a 'Top 5 Places To See In Smallville' movie and then burn to a 20c blank CD? Just a few hours of your time and a few cents per souvenir. Don't get hung up on the technicalities. Your guests are looking for a personal memento of their stay, not a Hollywood budget corporate presentation.



      Stay In Touch
      It is vital for your company to get the contact details of your guests and the permission to correspond with them. This will allow you to send them targeted offers tailored to their particular needs.
      If you simply blast them with countless sales pitches, they will soon cut you off. But if you only send them relevant information that is tightly focused on their needs it will be welcomed. Think about it for a moment; if you are a keen golfer, wouldn't you want to know about the latest Pro-Am tournament announcement?
      Involve Your Staff
      It doesn't matter how large or small your hotel is, every member of your staff is first and foremost a customer care representative. All their other job descriptions come second. If your guests have a pleasant stay, they will pass on the good word to some of their friends and family.
      But if they feel that their stay was unpleasant, they will tell every single person they meet. They will make it their sole purpose in life to damage your reputation, and there is nothing more effective or travels faster than bad news!
      In conclusion, we have seen that improving your hotel marketing results can be achieved without spending a fortune or working yourself into a frenzy. By taking a few simple steps now, you can reap the rewards long into the future.

      Article Source: http://EzineArticles.com/1128717

      Promoting your hotel, guest house or bed and breakfast is one of your biggest business expenses. So it makes sense to maximize the return on your investment while cutting your costs to a minimum.
      Here are four ways to improve the results of your marketing efforts that are quick and easy to put into place and don't cost a fortune.
      Automate Your Marketing
      Putting your hotel marketing on autopilot has a number of immediate benefits to your business. First, by using tools such as your website and autoresponders, you can free yourself from the routine time-sapping chores and focus on the more pressing tasks at hand.
      However, there is more to automation than using machines. Companies such as McDonalds have grown so rapidly because they have automated almost every aspect of their business, from cleaning through to the actual script spoken by their staff. This ensures a consistent experience for every customer and guarantees that nothing is ever missed out.
      Never Let A Guest Leave Empty Handed!
      It never ceases to amaze me just how many businesses let potential customers walk out the door empty handed. Happy guests are a lucrative source of referrals as they relate their experiences to friends, family, colleagues and virtually anyone else who will listen.
      Make it easy for your guests to promote your hotel by giving them a 'souvenir' such as a CDrom, videoCD or at the very least, a leaflet. Not your average corporate promotions, focus on your customers needs and they will be sure to pass it on.
      What would it cost your business to grab a camcorder, shoot a 'Top 5 Places To See In Smallville' movie and then burn to a 20c blank CD? Just a few hours of your time and a few cents per souvenir. Don't get hung up on the technicalities. Your guests are looking for a personal memento of their stay, not a Hollywood budget corporate presentation.



      Stay In Touch
      It is vital for your company to get the contact details of your guests and the permission to correspond with them. This will allow you to send them targeted offers tailored to their particular needs.
      If you simply blast them with countless sales pitches, they will soon cut you off. But if you only send them relevant information that is tightly focused on their needs it will be welcomed. Think about it for a moment; if you are a keen golfer, wouldn't you want to know about the latest Pro-Am tournament announcement?
      Involve Your Staff
      It doesn't matter how large or small your hotel is, every member of your staff is first and foremost a customer care representative. All their other job descriptions come second. If your guests have a pleasant stay, they will pass on the good word to some of their friends and family.
      But if they feel that their stay was unpleasant, they will tell every single person they meet. They will make it their sole purpose in life to damage your reputation, and there is nothing more effective or travels faster than bad news!
      In conclusion, we have seen that improving your hotel marketing results can be achieved without spending a fortune or working yourself into a frenzy. By taking a few simple steps now, you can reap the rewards long into the future.

      Article Source: http://EzineArticles.com/1128717
       
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